Spend together. Settle faster. Owise
Track group expenses, split in seconds, and send friendly reminders — less math, fewer awkward convos.
Everything you need to manage group money
Instant splits, smart reminders, and clear balances — crafted to keep group finances fair and friendly.
Group Expenses
Create groups for roommates, trips, or events to keep expenses organized.
Smart Settlements
Our algorithm minimises the number of payments when settling up.
Expense Analytics
Track spending patterns and discover insights about your shared costs.
Payment Reminders
Automated reminders for pending debts and insights on spending patterns.
Multiple Split Types
Split equally, by percentage, or by exact amounts to fit any scenario.
Real‑time Updates
See new expenses and repayments the moment your friends add them.
Simple steps — zero headaches
Add a bill, choose participants, split evenly or custom shares — we handle the rest and keep balances up to date.
1Create or Join a Group
Start a group for your roommates, trip, or event and invite friends.
2Add Expenses
Record who paid and how the bill should be split amongst members.
3Settle Up
View who owes what and log payments when debts are cleared.
Fast, fair settlements
Settle up instantly with payment links, or mark payments manually. Settlements update everyone's balances in real time so group money stays transparent.
What people love about Owise
Babu Rao
Rental Property Manager
“Ye babu rao ka style hai! With Owise, I finally stopped getting confused about who paid for what!”
Raju
Stock Market Expert
“Owise's calculations are so accurate, they're even better than my scheme to double money in 25 days!”
Shyam
Job Searcher
“If that I have Owise, Raju wont get away with selling my shoes and coat! I'll add to his debt!”
Ready to stop stressing over shared bills?
Start in seconds — create a group, add expenses, and let Owise handle the math and reminders.
Get Started